Small Businesses and Individuals Face Greater Cost Sharing and Increasing Complexity
Changing benefits available to California’s small businesses and individuals involve increased consumer cost sharing. Examples of cost-sharing approaches are presented and implications are explored.
Employer-Sponsored Health Insurance Among Small Businesses
This report's findings show that more than two-thirds (69 percent) of small employers in California offered health insurance to at least some of their full-time employees in 2000, and that total health benefit costs averaged just under $3,000 in 2000 — an increase of 5.8% from 1999.
Hospital Finance Articles
Four Health Affairs articles published between March 2000 and January 2002 by Harrison et al., Spetz et al., Desai et al., and Robinson examine trends in the financing and organization of California hospitals, while keeping in mind California's bellwether role for the pressures that shape the nation's health system as a whole.
The Business Case for Employer-Provided Health Benefits
This report reviews the academic literature regarding the impact of employer-sponsored health insurance on total compensation, employee turnover, workers' compensation costs, employee absenteeism, health, and morale.