High health care costs hurt Californians every day. Millions can’t afford the care they need, and more than half of all Californians skip or delay care because it costs too much.

On this page, explore CHCF’s latest research and storytelling on the real-world impacts of the health care affordability crisis — and what we can do about it.

Essential Resources on Consumer Affordability

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The 25% Problem: Why Health Care Is So Expensive (And What We Can Do About It)

Health care costs hurt Californians every day. Millions can’t afford the care they need. More than half of all Californians skip or delay getting care because it costs too much. How did we get here?

How California Families Are Feeling the Affordability Crisis

Learn more about The 25% Problem →

Recently Published

Patient and Doctor at West County Community Clinic
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Almanac

Californians with Low Incomes Almanac — 2026 Edition

Future of Medi-Cal Illustration of a lightbulb filled with colorful balls
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Expert Perspective

Medi-Cal Bold Idea — Partially Unified Financing: Covered California for Most

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Report

The 2026 CHCF California Health Policy Survey

Stethoscope laying on top of document that reads "Explanation of benefits"
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Report

California Health Benefits Survey 2025

Illustration of the State of California with speech bubbles
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Report

The 2024 CHCF California Health Policy Survey