High health care costs hurt Californians every day. Millions can’t afford the care they need. More than half of all Californians skip or delay getting care because it costs too much.

CHCF’s body of work on affordability tracks trends and identifies the systemic drivers of high health care costs, documents the impact on Californians, and lifts up policy solutions.

On this page, explore CHCF’s latest research, commentary, and storytelling to help you better understand what’s causing California’s health care affordability crisis and what we can do about it. 

Essential Resources on Affordability

Illustration of home health aide helping elderly woman in her kitchen.

The 25% Problem: Why Health Care Is So Expensive (And What We Can Do About It)

Health care costs hurt Californians every day. Millions can’t afford the care they need. More than half of all Californians skip or delay getting care because it costs too much. How did we get here?

Recent Resources

Illustration of a person pulling a string out of a tangled ball
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Expert Perspective

Health Care Is Too Complicated. It Doesn’t Need to Be.

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Feature Story

Community Health Centers Expand Focus on Older Adults to Meet Growing Demand

Stethoscope laying on top of document that reads "Explanation of benefits"
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Report

California Health Benefits Survey 2025

Home health care worker with client
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Quick Read

Who Receives Medi-Cal Home and Community-Based Services?

A depressed man reads a letter
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Knowledge Center

The 25% Problem: Why Health Care Is So Expensive (And What We Can Do About It)