December 2011
California workers are feeling the squeeze when it comes to their health benefits. The coverage landscape includes continued premium growth, more cost-sharing, and higher deductibles.
November 2011
Despite some enrollment losses, most California health plans still turned a profit in 2010. This annual CHCF Almanac report looks at market share, financial performance, and consumer satisfaction.
September 2011
Many details remain unclear on how California consumers and small businesses will obtain coverage under the Affordable Care Act. An analysis of draft federal regulations provides a look at what's ahead.
May 2011
As health costs edge ever upward, see where we spend our health care dollars and estimates of future spending. This annual snapshot tracks national spending with California data when it is available.
May 2011
A group of articles examines ways to redesign primary care to improve affordability.
July 2009
This report examines the issues faced by Californians who buy their own health insurance instead of getting it through an employer, including higher premiums and less comprehensive coverage.
November 2008
This paper describes Watson Wyatt's analytic approach to comparing health plans, presents the strengths and limitations of actuarial value as a summary measure, and offers observations about using actuarial value to assess diverse health plans.
October 2008
With California health insurance premiums rapidly rising, policymakers have suggested regulating health plan administrative costs and profits. This issue brief examines the causes of the rise and the effects of such regulations in other states.
October 2008
This report reviews state and federal requirements for employer-sponsored health insurance plans, or "cafeteria" plans. It describes the standards governing certain classes of employees, as well as responsibilities under COBRA, HIPAA, and ERISA.
July 2008
This snapshot suggests that increasingly, Californians are trying to control medical costs by neglecting care and asking for cheaper medications, leading to more hospitalizations and emergency department use.
June 2008
Comparing individual health insurance plans is so confusing that many people remain uninsured. This issue brief reports the findings of CHCF-commissioned consumer testing of a standardized format—similar to a nutrition label—that allows shoppers to compare plan benefits, costs, and value.
August 2007
This issue brief about a four-year study of large employers offering consumer-directed health plans focuses on the implementation experience, but also evaluates plan designs, information tools, cost, and quality of care.
July 2007
This snapshot provides an overview of trends in employer health insurance costs in the United States, focusing on premium contributions as a share of payroll.
June 2007
This snapshot examines changes in the affordability and scope of coverage of health insurance in California in the individual and small group markets.
June 2007
This Health Affairs article by Gabel et al. shows that individual coverage in California is growing less affordable faster than small group coverage.