Insurance & the Uninsured

Health insurance is the primary financial vehicle for obtaining access to quality medical care and for reimbursing providers who deliver care. Yet almost one in five Californians is uninsured, a number that will shrink with the implementation of federal health reform. CHCF reports analyze trends in employer-sponsored coverage as well as public programs and the uninsured.

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Data Symposium on High Utilizers of Medi-Cal Services

March 4, 2015

Hear about new research by state officials and university partners on the characteristics, health care usage, and costs associated with Medi-Cal's high-cost populations, as well as research emerging from Washington state.

The Private Insurance Market in California, 2013

February 2015

More than half of Californians get their health insurance through private carriers. This infographic shows how the largest plans stack up in terms of enrollment and revenue.

California Health Insurers: Brink of Change

February 2015

California's insurance market is set to undergo enormous changes as health reform takes full effect and millions become eligible for public insurance or private subsidies.

Medical Loss Ratio Resources

February 2015

The medical loss ratio (MLR) is the percent of premium that health insurers spend on medical care and quality improvement activities. Three documents discuss the MLR and how it is used.

California Eligibility and Enrollment Report: Insurance Affordability Programs

February 2015

A mandatory report to the California legislature provides an official reckoning of how many residents have gained health insurance and through which pathways.

Disease Matters: Comparing Prescription Drug Benefits in Covered California Plans

February 2015

How hard is it for consumers in Covered California plans to get prescription drugs? It depends on the condition, which reflects trends in the larger insurance market.

On the Path to Enrollment: Getting Californians Covered Under the ACA

November 2014

Applying for health insurance under the ACA is a challenge. Help is standing by for Californians trying to navigate their way to enrollment.

Estate Recovery Under Medi-Cal

September 2014

California can attempt to recoup certain Medi-Cal costs after an enrollee's death. Learn who could be subject to estate recovery and under what circumstances.

Survey on Mental Health Care: Californian Attitudes and Awareness

September 2014

A CHCF-sponsored Field Poll finds that most Californians think mental health treatment can improve lives, yet three in ten don't know if their health plans cover such care.

Pathway to Enrollment: A Virtual Tour of Covered California's Online Application

September 2014

An interactive infographic gives a behind-the-scenes look at the online application process for Covered California and how different individuals and families experience it.

Physician Participation in Medi-Cal: Ready for the Enrollment Boom?

August 2014

Will California physicians be able to handle the Medi-Cal population surge? This report looks at physician participation in Medi-Cal and its implications for access to care.

Premium Rates in California's Individual Market, 2011-2014

July 2014

A CHCF compilation of 2011-2014 premium rates for individual health insurance policies outside of Covered California finds many plans' annual increases hovered around 10%.

Health Care Costs 101

July 2014

The picture of US health spending in 2012 was restrained. It marks the fourth straight year of historically low growth — only 3.7% — and no increase in health care's share of the economy.

HealthCare.gov Online User Experiences

June 2014

How are insurance shoppers outside California faring with the federal HealthCare.gov website? Direct observation of online enrollees shows ways the marketplace can be improved.

Patients and Providers Speak: Early Care Experiences Under the ACA

June 2014

How successful is the ACA for Californians who seek and provide care? This study offers early experiences of consumers and clinical organizations in the state.

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