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California Health Care Foundation
  • Our Approach
        • Our Approach

          The California Health Care Foundation is an independent, nonprofit philanthropy that works to improve the health care system so that all Californians have the care they need.

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          CHCF works on many different fronts to support California’s health care system. Explore resources, events, or networks related to each topic.

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          CHCF publishes reports, issue briefs, resource libraries, fact sheets, and more to help make meaningful change in California’s health care system.

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          CHCF funds projects that are aligned with its strategic goals and relevant to California health care as outlined in these goals.

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  • About Us
        • About Us

          The California Health Care Foundation is an independent, nonprofit philanthropy that works to improve the health care system so that all Californians have the care they need.

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Subtopic: Private insurance market

  • Event

    Findings from CHCF’s Regional Market Report on San Joaquin Valley

    Don’t miss CHCF’s San Joaquin Valley Market Report Webinar on February 5, 2026. Get the latest data, hear from local leaders, and learn what’s shaping health care in the valley. Register today to join the conversation!

    February 05, 2026

  • Stethoscope laying on top of document that reads "Explanation of benefits"
    Resource

    California Health Benefits Survey 2025

    The California Health Benefits Survey tracks trends in employees’ coverage, including premiums, employee premium contributions, cost sharing, offer rates, and employer benefit strategies.

    November 18, 2025

  • A depressed man reads a letter
    Resource

    Not Enough Prevention in Health Care

    The U.S. spends only about 5 cents of every health care dollar on primary care. Other high-income countries spend three times that much. This chronic underinvestment creates a cascade of problems.

    October 13, 2025

  • A depressed man reads a letter
    Resource

    Unfair Pricing and Too Few Choices

    Health care spending depends on two things: how much care patients get and the prices that are charged for that care. In California, there is a big problem with pricing. 

    October 13, 2025

  • A depressed man reads a letter
    Resource

    Administrative Waste

    The U.S. spends five times more on administrative health care functions than other wealthy nations, on average. It’s like this because our systems are not standardized, automated, or easily connected.

    October 13, 2025

  • A depressed man reads a letter
    Resource

    The 25% Problem: Why Health Care Is So Expensive (And What We Can Do About It)

    Health care costs hurt Californians every day. Millions can’t afford the care they need. More than half of all Californians skip or delay getting care because it costs too much. How did we get here?

    October 13, 2025

  • Insurance claim forms with a perscription bottle
    Page

    Health Insurance Coverage

    Our work on health insurance focuses on expanding and strengthening coverage for all Californians. We support policies and programs that improve Medi-Cal enrollment, reduce the number of uninsured residents, and ensure that coverage translates to meaningful access, particularly for communities…

    January 01, 2025

  • Page

    Private Insurance Market

    Our research on California’s private insurance market tracks premium trends, benefit design changes, and market competition. We analyze affordability challenges for individuals and employers — examining how policy decisions and market dynamics affect coverage access and financial protection.

    January 01, 2025

  • Doctor listens to heartbeat of small child
    Resource

    Strengthening Independent Primary Care Practice in California

    The objective of this brief is to increase understanding of small independent primary care practices in California among purchasers and policymakers, with the goal of identifying opportunities to strengthen and sustain them.

    November 19, 2024

  • Illustration of private equity investors evaluating a hospital for profitability.
    Resource

    Private Equity in Health Care: Prevalence, Impact and Policy Options for California and the U.S.

    This brief describes national and California-specific trends in private equity acquisitions of health care service providers, such as outpatient clinics, hospitals and nursing homes.

    May 07, 2024

  • Illustration of partners building a pyramid.
    Resource

    A Partnership of Equals: Early Lessons from Mergers of Similarly Sized and Positioned Health Centers

    This issue brief explores two mergers of similarly sized FQHCs in California in the last two years.

    March 17, 2023

  • Resource

    Health Insurance and Health Care Affordability Perceptions Among Individual Insurance Market Enrollees in California in 2021

    This 2021 survey sought to better understand if Californians purchasing their health insurance on the individual market perceived their coverage to be affordable.

    May 17, 2022

  • Health care workers at vaccination clinic
    Blog

    Will Unvaccinated Respond to COVID-19 Vaccine Approval, Mandates, and the Delta Surge?

    Stories That Caught Our Attention: Hospitals in California counties with low vaccination rates are flooded with COVID-19 patients.

    August 30, 2021

  • Seal of the Attorney General of California
    Resource

    Examining the Authority of California’s Attorney General in Health Care Mergers

    The health care industry has recently experienced horizontal, vertical, and cross-market consolidation unprecedented in scale and scope. This report examines the California attorney general’s existing merger oversight authority, compares that to the authority held by other state AGs, and then…

    April 24, 2020

  • Group photo of Covered Califiornia staff with the atheletes of the Challenged Atheletes Foundation
    Blog

    Covered California Enrollment Deadline Looms

    Stories That Caught Our Attention: The deadline to enroll in a health insurance plan through Covered California is drawing near, but consumers this week can sign up and avoid the new state penalty.

    January 27, 2020

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OAKLAND
1438 Webster Street #400
Oakland, CA 94612
Tel: 510.238.1040 Fax: 510.201.2991
Directions to CHCF Oakland

SACRAMENTO
1415 L Street #820
Sacramento, CA 95814
Tel: 916.329.4540 Fax: 916.329.4544
Directions to CHCF Sacramento

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