Private Insurance Market

Our research on California’s private insurance market tracks premium trends, benefit design changes, and market competition. We analyze affordability challenges for individuals and employers — examining how policy decisions and market dynamics affect coverage access and financial protection.

Recent Resources

Stethoscope laying on top of document that reads "Explanation of benefits"
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California Health Benefits Survey 2025

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A depressed man reads a letter
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Not Enough Prevention in Health Care

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A depressed man reads a letter
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Unfair Pricing and Too Few Choices

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A depressed man reads a letter
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Administrative Waste

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A depressed man reads a letter
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Knowledge Center

The 25% Problem: Why Health Care Is So Expensive (And What We Can Do About It)

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Doctor listens to heartbeat of small child
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Strengthening Independent Primary Care Practice in California

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Illustration of private equity investors evaluating a hospital for profitability.
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Private Equity in Health Care: Prevalence, Impact and Policy Options for California and the U.S.

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Illustration of partners building a pyramid.
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Quick Read

A Partnership of Equals: Early Lessons from Mergers of Similarly Sized and Positioned Health Centers

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