%PDF-1.4
%
1 0 obj
<<
/Author (California Health Care Foundation)
/CreationDate (D:20221107145536-08'00')
/Creator (Adobe InDesign 18.0 \(Macintosh\))
/ModDate (D:20221111182211-08'00')
/Producer (Adobe PDF Library 17.0)
/Subject (The medical loss ratio \(MLR\) is the percentage of premium that health insurers spend on medical care and quality improvement activities. These resources include the most recent MLR database with data from 2012 to 2019, as well as documents that describe the MLR and how to use the database.)
/Title (Californias Medical Loss Ratio \(MLR\) Database, Findings, 2020 Quick Reference Guide)
/Trapped /False
>>
endobj
2 0 obj
<<
/Lang (en-US)
/MarkInfo <<
/Marked true
>>
/Metadata 3 0 R
/OpenAction <<
/D [4 0 R /Fit]
/S /GoTo
>>
/Outlines 5 0 R
/PageLayout /SinglePage
/Pages 6 0 R
/StructTreeRoot 7 0 R
/Type /Catalog
/ViewerPreferences <<
/Direction /L2R
/DisplayDocTitle true
>>
>>
endobj
3 0 obj
<<
/Length 5417
/Subtype /XML
/Type /Metadata
>>
stream
2022-11-07T14:55:36-08:00
2022-11-07T14:55:36-08:00
Adobe InDesign 18.0 (Macintosh)
2022-11-11T18:22:11-08:00
uuid:28415451-d01d-cf4c-b192-12381c614d1a
adobe:docid:indd:43c29655-364a-11de-a4b5-d9770e0c0711
xmp.id:ce5ae999-13c2-4fb1-a2f4-706020f16f1b
proof:pdf
xmp.iid:ff8a96bf-34d2-4fe4-8276-6c1b987c93f1
xmp.did:9c686cc1-7884-4bd9-8d5f-b4c05c257b01
adobe:docid:indd:43c29655-364a-11de-a4b5-d9770e0c0711
default
converted
from application/x-indesign to application/pdf
Adobe InDesign 18.0 (Macintosh)
/
2022-11-07T14:55:36-08:00
application/pdf
California Health Care Foundation
The medical loss ratio (MLR) is the percentage of premium that health insurers spend on medical care and quality improvement activities. These resources include the most recent MLR database with data from 2012 to 2019, as well as documents that describe the MLR and how to use the database.
California’s Medical Loss Ratio (MLR) Database, Findings, 2020 — Quick Reference Guide
Adobe PDF Library 17.0
False
MyriadPro-Cond
MyriadPro-Light
MyriadPro-Regular
MyriadPro-Semibold
MyriadPro-LightIt
endstream
endobj
4 0 obj
<<
/Annots 8 0 R
/ArtBox [0.0 0.0 792.0 612.0]
/BleedBox [0.0 0.0 792.0 612.0]
/Contents [9 0 R 10 0 R 11 0 R 12 0 R 13 0 R 14 0 R 15 0 R 16 0 R]
/CropBox [0.0 0.0 792.0 612.0]
/Group 17 0 R
/MediaBox [0.0 0.0 792.0 612.0]
/Parent 6 0 R
/PieceInfo <<
/InDesign <<
/LastModified
/DocumentID
/PageUIDList <<
/0 347
>>
/NumberofPages 1
/PageWidthList <<
/0 792.0
>>
/OriginalDocumentID
/NumberOfPageItemsInPage 45
/PageItemUIDToLocationDataMap <<
/0 [348.0 35.0 4.0 -396.0 -251.5 396.0 -251.5 1.0 0.0 0.0 1.0 0.0 -251.5]
/1 [349.0 36.0 4.0 -396.0 275.25 396.0 275.25 1.0 0.0 0.0 1.0 0.0 275.25]
/2 [350.0 37.0 4.0 -396.0 -206.0 396.0 -206.0 1.0 0.0 0.0 1.0 0.0 -206.0]
/3 [351.0 38.0 4.0 21.0 -306.0 21.0 306.0 1.0 0.0 0.0 1.0 21.0 0.0]
/4 [352.0 39.0 4.0 -47.0 -306.0 -47.0 306.0 1.0 0.0 0.0 1.0 -47.0 0.0]
/5 [353.0 40.0 4.0 166.0 -306.0 166.0 306.0 1.0 0.0 0.0 1.0 166.0 0.0]
/6 [354.0 41.0 4.0 -272.0 -306.0 -272.0 306.0 1.0 0.0 0.0 1.0 -272.0 0.0]
/7 [355.0 42.0 4.0 180.0 -306.0 180.0 306.0 1.0 0.0 0.0 1.0 180.0 0.0]
/8 [356.0 43.0 4.0 -61.0 -306.0 -61.0 306.0 1.0 0.0 0.0 1.0 -61.0 0.0]
/9 [357.0 44.0 4.0 -1188.0 150.75 1188.0 150.75 1.0 0.0 0.0 1.0 0.0 150.75]
/10 [358.0 45.0 4.0 -396.0 -198.0 396.0 -198.0 1.0 0.0 0.0 1.0 0.0 -198.0]
/11 [359.0 46.0 4.0 85.5 -306.0 85.5 306.0 1.0 0.0 0.0 1.0 85.5 0.0]
/12 [360.0 47.0 4.0 219.0 -306.0 219.0 306.0 1.0 0.0 0.0 1.0 219.0 0.0]
/13 [361.0 48.0 4.0 -306.0 -306.0 -306.0 306.0 1.0 0.0 0.0 1.0 -306.0 0.0]
/14 [362.0 0.0 4.0 -405.0 -315.0 -294.0 316.8 1.0 0.0 0.0 1.0 -713.25 -3.25]
/15 [363.0 1.0 0.0 -378.0 -254.0 -306.0 -154.0 1.0 0.0 0.0 1.0 -320.179 -194.996]
/16 [388.0 4.0 2.0 -272.0 -274.0 372.0 -222.0 1.0 0.0 0.0 1.0 94.0 -31.0]
/17 [410.0 3.0 2.0 -272.0 219.75 372.0 294.25 1.0 0.0 0.0 1.0 -153.0 202.5]
/18 [432.0 5.0 2.0 -117.0 -213.0 -73.0 205.0 1.0 0.0 0.0 1.0 367.8 -23.8]
/19 [454.0 6.0 2.0 -71.0 -213.0 -23.0 205.0 1.0 0.0 0.0 1.0 417.8 -23.8]
/20 [476.0 7.0 2.0 -21.0 -213.0 27.0 205.0 1.0 0.0 0.0 1.0 467.8 -23.8]
/21 [498.0 8.0 2.0 29.0 -213.0 71.0 205.0 1.0 0.0 0.0 1.0 511.8 -23.8]
/22 [520.0 9.0 2.0 -272.0 -210.0 71.0 205.0 1.0 0.0 0.0 1.0 -23.5333 -18.5167]
/23 [543.0 11.0 2.0 85.5 -173.25 372.5 -151.807 1.0 0.0 0.0 1.0 180.526 -56.55]
/24 [546.0 12.0 0.0 82.0 -154.487 373.0 -121.25 1.0 0.0 0.0 1.0 263.25 -99.212]
/25 [558.0 14.0 0.0 96.0 -200.0 372.0 -185.4 1.0 0.0 0.0 1.0 296.25 -127.962]
/26 [587.0 17.0 2.0 85.5 6.75 372.5 26.75 1.0 0.0 0.0 1.0 180.526 123.45]
/27 [590.0 18.0 0.0 82.0 15.25 372.0 45.25 1.0 0.0 0.0 1.0 263.25 87.288]
/28 [621.0 21.0 2.0 85.5 60.25 372.5 80.25 1.0 0.0 0.0 1.0 180.526 176.95]
/29 [624.0 22.0 0.0 82.0 68.75 374.0 98.75 1.0 0.0 0.0 1.0 263.25 140.788]
/30 [656.0 25.0 2.0 85.5 -109.0 372.5 -89.0 1.0 0.0 0.0 1.0 180.526 7.7]
/31 [659.0 26.0 0.0 85.5 -89.0 372.5 -7.0 1.0 0.0 0.0 1.0 266.75 -13.962]
/32 [690.0 28.0 2.0 -382.0 129.0 -305.214 275.0 1.0 0.0 0.0 1.0 -336.864 223.575]
/33 [712.0 29.0 2.0 424.5 -9.0 710.5 5.0 1.0 0.0 0.0 1.0 528.25 -2.0]
/34 [735.0 31.0 2.0 275.75 112.25 318.75 190.25 1.0 0.0 0.0 1.0 691.8 293.45]
/35 [757.0 32.0 2.0 85.5 111.0 372.0 193.0 1.0 0.0 0.0 1.0 148.75 153.75]
/36 [779.0 33.0 2.0 85.5 189.0 344.667 203.0 1.0 0.0 0.0 1.0 271.0 193.75]
/37 [1291.0 34.0 2.0 418.0 152.25 513.0 207.25 1.0 0.0 0.0 1.0 475.5 217.75]
/38 [1451.0 49.0 4.0 -396.0 -189.75 396.0 -189.75 1.0 0.0 0.0 1.0 0.0 -189.75]
/39 [1467.0 19.0 4.0 85.572 20.0472 377.609 40.2722 1.0 0.0 0.0 1.0 81.983 -216.991]
/40 [1545.0 2.0 4.0 -393.288 -272.0 -289.343 -141.569 0.0700073 0.0 0.0 0.0700073 -393.288 -272.0]
/41 [1593.0 23.0 4.0 85.572 73.5471 377.45 118.023 1.0 0.0 0.0 1.0 81.809 -139.24]
/42 [1804.0 27.0 4.0 85.2526 -119.75 360.201 -10.1164 1.00348 0.0 0.0 1.00348 84.0403 -383.724]
/43 [1899.0 13.0 4.0 79.2611 -178.22 373.12 -124.293 0.990677 0.0 0.0 0.990677 79.2611 -406.407]
/44 [1906.0 15.0 4.0 115.599 -206.0 418.273 -150.455 1.0204 0.0 0.0 1.0204 115.599 -441.032]
>>
/PageTransformationMatrixList <<
/0 [1.0 0.0 0.0 1.0 -396.0 -306.0]
>>
>>
>>
/Resources <<
/ColorSpace <<
/CS2 18 0 R
/CS0 19 0 R
/CS1 20 0 R
/CS3 21 0 R
>>
/ExtGState <<
/GS0 22 0 R
/GS1 23 0 R
/GS2 24 0 R
>>
/Font <<
/TT0 25 0 R
/TT1 26 0 R
/C2_0 27 0 R
/T1_0 28 0 R
/T1_1 29 0 R
/T1_2 30 0 R
/T1_3 31 0 R
/T1_4 32 0 R
/T1_5 33 0 R
/T1_6 34 0 R
/T1_7 35 0 R
/T1_8 36 0 R
/T1_9 37 0 R
/T1_10 38 0 R
/T1_11 39 0 R
/T1_12 40 0 R
/T1_13 41 0 R
>>
/ProcSet [/PDF /Text]
/Properties <<
/MC0 42 0 R
/MC1 43 0 R
/MC2 44 0 R
/MC3 45 0 R
/MC4 46 0 R
>>
/XObject <<
/Fm0 47 0 R
>>
>>
/Rotate 0
/StructParents 0
/TrimBox [0.0 0.0 792.0 612.0]
/Type /Page
>>
endobj
5 0 obj
<<
/Count 0
/Type /Outlines
>>
endobj
6 0 obj
<<
/Count 2
/Kids [4 0 R 48 0 R]
/Type /Pages
>>
endobj
7 0 obj
<<
/ClassMap 49 0 R
/K 50 0 R
/ParentTree 51 0 R
/ParentTreeNextKey 7
/RoleMap 52 0 R
/Type /StructTreeRoot
>>
endobj
8 0 obj
[53 0 R 54 0 R 55 0 R]
endobj
9 0 obj
<<
/Filter /FlateDecode
/Length 1398
>>
stream
HVms6ί%Lfd!#@=P]vK!Df/FB;.so7@iu>=-d@_D;v*K̉qZljJKmġ.:7D}
ˁeW={[U/B6(OD%K6r[ttgkY.˙#q
_)n|9,-J5^
Ume
Paح{)qr_C
Vt$ 3u`PGYX1
jjZi 0KPW9-(",tm Dl@U҈6~%KIv2 P^aAݫ pCdsiWFhm*f ?ivf|s