The individual market is a critical source of health coverage for more than two million Californians. These resources explain the basics of how the individual market functions, progress and challenges related to affordability, and potential future opportunities and threats to the market.
California’s Individual Market and Affordability
Covered California and Individual Health Insurance
This installment of Health Policy Essentials from Insure the Uninsured Project explains the basics of California’s state-based exchange and the market for individual coverage. Specific topics include how the individual market changed after the Affordable Care Act (ACA), federal rules and regulations, coverage and financial assistance under the ACA, and how the individual market is financed.
Mapping the Future of Individual Health Insurance
The Insure the Uninsured Project takes an in-depth look at the issues facing the individual market that are likely to engage policymakers and stakeholders in the near future. These include federal threats in the form of litigation and administrative actions against the Affordable Care Act as well as ongoing affordability challenges.