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Designing Coverage: Uninsured Californians Weigh the Options

Marge Ginsburg and Kathy Glasmire, Sacramento Healthcare Decisions

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July 2007

In the debate over expanding access to affordable health care coverage, the focus is most often on who will be covered and how the coverage will be financed, but less often on what the coverage should include.

This issue brief summarizes the findings of a recent series of focus groups that asked participants to consider the trade-offs among various coverage options, including patient cost sharing, provider choice, and coverage of health care needs.

Using a computer process called CHAT (Choosing Health Care All Together), participants who had been uninsured for at least one year and had income levels between 100 and 300% of the federal poverty level were asked to design a health insurance plan with limited financial resources.

The issue brief is available under Document Downloads below. The full report is available on the site of the Center for Healthcare Decisions (formerly Sacramento Healthcare Decisions) under External Links.